Category Archives: Bankruptcy

Consider These Alternatives to Filing Bankruptcy

By | January 6, 2012

While the protections that come with filing bankruptcy might sound like a major relief to many people in debt, it’s important to remember the long-lasting ramifications bankruptcy can have on your financial life. For some people, these ramifications are well worth the protections – but for others, filing bankruptcy just might be an unnecessary backwards step on the… Read More »

The Rebirth of Your Credit: Life After Bankruptcy

By | December 14, 2010

You have been doing it for years. The hardship it took to raise her, nurture her, always being cautious, and to keep her on the straight and narrow. But somewhere along the way she went astray. You might think I am talking about your daughter, but no. I am talking about… your credit score…..gasp!

When Do I Need To Move Out Of My House? A Guide for the Debtor in Bankruptcy Who is Surrendering Property

By | September 22, 2010

I have filed for bankruptcy and indicated my intention to surrender the property. When do I need to move out of the house? You can move out at any time. Take whatever steps you want, such as canceling the utilities, shutting off the water, etc. but do lock up the house for security. You can call or write… Read More »

Q&A: The Residential Real Estate Crisis and the Local Hispanic Community

By | September 22, 2010

It’s no secret the real estate bubble has burst. But the local Hispanic community, in particular, is feeling the impact. As home values have declined, so has work for real estate agents and brokers, loan brokers, contractors, construction workers, and those who depend on them such as insurance brokers, cleaners, maintenance workers, and others.  Many of the same… Read More »

5 Common Debt Solutions Scams

By | September 14, 2010

The reason you choose to enroll with a debt solutions company is to get out of debt.  However, if you choose the wrong company your debt problems could get worse.  Recently, some states have enacted laws to regulate debt solutions firms, while other states are in the process of enacting these kinds of laws.  Here are 5 of… Read More »