Category Archives: Estate Planning

The Importance of Beneficiary Designations

By | December 10, 2010

When was the last time your reviewed the beneficiary designation form from your retirement plan, IRA, life insurance policies or annuities?  If your answer is typical, you don’t remember. A recent U.S. Supreme Court decision should motivate some people to move this overlooked step higher on their priority list.  This particular ruling involved a 401(k) plan, but it… Read More »

The Future of the Federal Estate Tax

By | October 6, 2010

As of February of 2010, the United States enjoyed more than a month of complete repeal of the federal estate tax.  Before its repeal, the federal estate tax was almost as old as the U.S. income tax which required the 16th Amendment to the U.S. Constitution to adopt. The 2010 repeal of the federal estate tax was originally… Read More »

Asset Protection with Estate Planning

By | September 20, 2010

What’s the single hottest topic in California estate planning?  Here in Sacramento foreclosures are a popular topic but not so much for people with assets.  Estate tax law changes are always in vogue for people with money.  However, the number one hottest topic, the numero uno point of concern, the biggest area of questions is in the area… Read More »

You Signed Your Revocable Trust, But Did You Fund It?

By | September 15, 2010

A properly funded trust will avoid probate upon your death and provide management of your assets without court involvement should you become disabled or incapacitated.  Although your Last Will and Testament may provide that all assets spill over into your trust for further disposition, that occurs only after they pass through probate. Assets under the trust umbrella need… Read More »

Roth IRA Conversion Top Considerations

By | September 15, 2010

Effective this year, converting from one’s traditional IRA (or other qualified plans such as 401k, 403b and 457) to a Roth IRA is available to everyone.  There are benefits and burdens of conversion, and the purpose of this article is to provide you with several things you should consider when converting to a Roth IRA. When you convert… Read More »