Category Archives: Articles

The Rebirth of Your Credit: Life After Bankruptcy

By | December 14, 2010

You have been doing it for years. The hardship it took to raise her, nurture her, always being cautious, and to keep her on the straight and narrow. But somewhere along the way she went astray. You might think I am talking about your daughter, but no. I am talking about… your credit score…..gasp!

Credit: Credit Score, Identity Theft and Credit Report

By | December 14, 2010

Your Credit Score There’s a lot of hype these days regarding knowing your score and identity fraud, like the catchy commercial to get your “free credit score” by signing up for a credit monitoring service.  Do your wallet a favor and don’t. Most of your credit is made up of:  what types of credit (for example, mortgages, car… Read More »

Credit Card Debt

By | December 14, 2010

When you get into trouble, document the reasons for your hardship and sent your creditor a certified letter.  Make sure you tell them that they are not to call your place of work as your employer does not allow you to take personal calls.  Tell them not to call your relatives, friends or neighbors.  They want money which… Read More »

Divorce, Children and the Holidays

By | December 13, 2010

Every parent should want to raise their children to lead happy, healthy lives as productive members of society. If possible, divorcing parents want their children to be free of the stress and strife caused by breakup of the family. Unfortunately, the holiday season has the potential to create hostility, turmoil, chaos, and stress. This can cause children to… Read More »

The Importance of Beneficiary Designations

By | December 10, 2010

When was the last time your reviewed the beneficiary designation form from your retirement plan, IRA, life insurance policies or annuities?  If your answer is typical, you don’t remember. A recent U.S. Supreme Court decision should motivate some people to move this overlooked step higher on their priority list.  This particular ruling involved a 401(k) plan, but it… Read More »

Health Care Fraud

By | November 19, 2010

No one likes to be ripped off.  Whether you got less than you thought you purchased, or poorer quality, or found out that the seller was in a scheme and you were the pawn, these things make people angry, and rightfully so.  This is fraud. About 150 years ago, in March of 1863, President Abraham Lincoln was hacked… Read More »

Legally Protected Leaves Of Absence: Are You Eligible?

By | November 19, 2010

The law mandates that employers give employees time-off from work for medical reasons under specific circumstances.  However, each employee’s specific rights will depend largely on the state he or she works in and the size of the employer.  This article briefly describes the various types of medical leaves of absence employees may be entitled to. The Major Federal… Read More »

Working Beyond Your Means

By | November 19, 2010

1.   Character as Destiny: Sometimes That’s Not Good Ralph Waldo Emerson — who wrote the essays Self Reliance and  Compensation, among others — might have loved my law firm Clients, who  tend to be hard-working, self-reliant, persevering and intelligent, just to name a few of their good personality  traits.  In short, they have “Character.”  Too often, however,… Read More »

Copyright Termination Right: A Powerful Right For Copyright Owners

By | November 19, 2010

Ever since I was a law student learning about copyright law, particularly, the provision that gives an author the right to terminate his or her transfer of copyright in a work (the “Copyright Termination Right”), I’ve wondered how the record and publishing companies were going to respond when an artist, songwriter, or composer actually attempted to recapture his… Read More »

The Future of the Federal Estate Tax

By | October 6, 2010

As of February of 2010, the United States enjoyed more than a month of complete repeal of the federal estate tax.  Before its repeal, the federal estate tax was almost as old as the U.S. income tax which required the 16th Amendment to the U.S. Constitution to adopt. The 2010 repeal of the federal estate tax was originally… Read More »