Throughout our lives, banks, lenders, landlords, insurance companies, stores, and often employers, gather information about our credit for one reason or another. Due to the abuses of reporting by various agencies (or simply human error), Congress, in 1970, passed the Fair Credit Reporting Act as part of the Consumer Credit Protection Act.
You’ve had a partner or employee for years who has learned every secret of your business. You find that they now wish to move on and work in another organization or develop another business of their own, or you’ve recently bought a business and you are now worried the former owner will set up shop down the block. How do you prevent these people from directly competing with your business so that you lose clients, profits or both?
Along the same lines as covenants not to compete are confidentiality agreements. Many times an employee or partner will leave a business and the need for a complete “no competition” agreement is not necessary. A simple confidentiality agreement may be entirely suitable when attempting to protect a company’s secret food recipe, cooking technique, perfume formula, varnishing mixture, anything that only employees of the business would be privy to.
Many people think that a bill of sale is not necessary when selling an antique table or the old junk car in the backyard. However, a bill of sale should be used when any personal property is disposed of. It is a necessary contract to protect both parties. The bill of sale sets out the terms upon which the agreement was reached. It lists the full names and addresses of the seller and the buyer, the agreed upon sale price, the full identification of the item being sold, the date of the sale, and the condition of the property upon the transfer.
Are your concerned about your business’ trade secrets or intellectual property? If so, you can take advantage of special agreements designed to prohibit the disclosure of companies’ most vital and sensitive information.
The two types of labor forms most commonly used by businesses to protect their confidential information are Non-Disclosure Agreements and Confidentiality Agreements.
Are you one of the nearly two-thirds of Americans who doesn’t have a Will? If cost or inconvenience has prevented you from composing your Will, you can stop putting off the inevitable today.
Although in the past people primarily relied on attorneys to create their Wills, today you can compose your own completely legal Will quickly and easily on your own. You can obtain a legal Will form that was prepared by an attorney online at very little cost. Then it is simply a matter of filling in the blanks with your personal information.
Do you operate an Internet business? If you buy or sell websites, it is essential that you use the correct legal documents to facilitate your transactions. No matter how small or large your Internet business is or what volume of work you do, Internet business forms are necessary to protect your rights.
Businesses, individuals and organizations use indemnity forms to outline and record details involving financial responsibilities every day. Insurance policies are one example of indemnity agreements.
There are many reasons individuals choose to change their name. Marriage is one reason and divorce is another, but these are certainly not the only two life events that prompt people to change their names.
If you are purchasing or selling real estate, a Grant Deed will be a very important part of the transaction. There are several different types of deeds that are used in real estate sales, but Grant Deeds are the most common in California.
Grant Deeds are documents that are used by owners to grant their interests in and rights to the property being sold to the purchaser. A Grant Deed is also used as a guarantee that the title of the real estate hasn’t already been transferred to another person other than the purchaser. It also implies a promise on the part of the seller that the title is not encumbered in any way, such as through a lien, easement or condemnation.