Been Injured in a Car Accident – Now What?

By | May 18, 2011

It’s certainly no way to start the day.  Many of us will use our cars every single day, using them to help us run errands, commute, visit loved ones, and generally get us from A to B without much thought.  But when you get in a car accident, the privilege of driving we all take for granted suddenly takes on a very different tone indeed: we forget just how dangerous operating a car at even moderate speeds can be.  A car accident is certainly a major disruption of life and work – in fact, the worst car accidents can even rob us of our lives.Being injured in a car accident, your first thought won’t be about driving and work – it will be about your health and your ability to recover; that’s why car accidents can be such a major disruption to our lives and leave a mark that seems to last forever.  If you’ve been injured in a car accident, you can maximize your ability to recover and get help with medical payments by understanding precisely what to do.  It helps to know these tips ahead of time, but if you’ve already been injured in a car accident, you’ll still want to keep reading.

In this article we’re going to take you through some of the ins and outs of handling a car accident if you’ve been injured, including some of the legal aspects of the medical problems you’ll be facing, as well as understanding the potential for compensation if you’re entitled to it.  Let’s take a closer look at what to do if you’ve been injured in a car accident and don’t know what to do.

Injured Parties

First, you’ll want to make sure that the basic emergency of the car accident is taken care of.  If you’re worried about other people in your car as well as the other driver and their passengers, and you’re relatively able to offer aid, then this should be your priority – but be sure you understand that offering aid should usually consist of simply calling the proper authorities and ensuring they arrive on the scene to take care of everyone involved. You’ll also want to check out your own body for injuries and if you have a head injury, ask yourself if you’re acting strangely at all. If you have a head injury, it’s best to talk to a medical professional because they’ll be able to recognize concussion symptoms better than you will.

If you have been injured in a car accident, however, and you’ve had some time to reflect on the situation, you’ll begin to realize that there are real ramifications here. You’ll have to be able to work, for one, and if you are unable to work, you’ll need to find a way to earn money while you recover. There are other issues as well: for example, you’ll want to be aware of who was at fault in the accident and see if there is any potential that you can sue the other driver and their insurance company in order to receive financial damage compensation.

These issues can be a little trickier to understand, so let’s take a closer look at them.

Get to Know the Laws of Your State

First, you’ll want to be aware of the laws in your state. For example, consider a state like Utah, in which you are allowed to sue for damages exceeding $3,000 from a car accident provided that the damages you’re seeking are reasonable, like medical expenses and lost wages. That kind of state law environment can be conducive to being able to sue the other driver’s insurance company in order to get the money you might lose while you’re recovering from injuries sustained in the accident. Reading up on your own state’s laws certainly won’t hurt, and if you’re in too bad of medical shape to do that, you’ll definitely want to have a lawyer start doing that for you.

Determine the Extent of Your Injuries

You’ll also want to weigh the actual extent of your own injuries. For example, will you have a lingering injury or scar that will last you the rest of your life? Do these injuries affect your career at all? You might be surprised to learn just how culpable the other driver and their insurance company can be when they’re at fault and your career has been affected by your injury, even if the immediate effects of your injury are quick to dissipate. Understanding these additional costs and damages will be essential to winning a case that truly has a powerful and positive impact on your financial life.

Document

It’s also important that you document all of your injuries with a licensed doctor, that you keep track of all of your medical bills, and that you also keep track of any lost wages you suffer as a result of the accident. Having all of these records is no guarantee of success, but they should be considered “must-haves” if you really expect to get a lot of money in damages.

Sustaining injuries in a car accident can be a sudden and traumatic experience, and the lingering effects can last a long time, if not the rest of your life. Being sure that you and your family are taken care of financially is very important, and it should be a major priority for you if you sustain injuries in a car accident. Don’t leave anything to chance: be proactive and stay on top of things, and you might be surprised at what you’re entitled to.

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