While the protections that come with filing bankruptcy might sound like a major relief to many people in debt, it’s important to remember the long-lasting ramifications bankruptcy can have on your financial life. For some people, these ramifications are well worth the protections – but for others, filing bankruptcy just might be an unnecessary backwards step on the… Read More »
You have been doing it for years. The hardship it took to raise her, nurture her, always being cautious, and to keep her on the straight and narrow. But somewhere along the way she went astray. You might think I am talking about your daughter, but no. I am talking about… your credit score…..gasp!
Your Credit Score There’s a lot of hype these days regarding knowing your score and identity fraud, like the catchy commercial to get your “free credit score” by signing up for a credit monitoring service. Do your wallet a favor and don’t. Most of your credit is made up of: what types of credit (for example, mortgages, car… Read More »
It’s no secret the real estate bubble has burst. But the local Hispanic community, in particular, is feeling the impact. As home values have declined, so has work for real estate agents and brokers, loan brokers, contractors, construction workers, and those who depend on them such as insurance brokers, cleaners, maintenance workers, and others. Many of the same… Read More »