I bought a flat(in bangalore) before my marriage which is registered jointly with my mother. Now I would like to transfer my share to a close family member as a gift. The property is under home loan for a long duration. I understand that any settlement can come in to effect only after the hypothecation is removed. Now I would like to know what is the procedure to be carried out to ensure that my share goes to the family member without any disputes in future. Right now I have a new born son.