Pennsylvania | Credit and Debt Law
12/20/11, 5:33 pm
Legal Question
Do collection agencies have the right to garnish debtors wages
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Do collection agencies have the right to garnish debtors wages
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Read More Answered By: Rachel Hunter |
It depends on where the debtor is located and it depends on the kind of debt. If the debtor lives in a debtor friendly state like Pennsylvania or North Carolina, then no for most kinds of debt like credit cards and such. If the debtor lives in a state like Georgia, wage garnishment is allowed. There are limits as to how much can be garnished.
It also depends on the kind of debt. For example, even though wage garnishment is not generally allowed for things like a credit card debt in Pennsylvania, garnishment is allowed for child support, and taxes. Its also allowed for judgments for back rent owed to a landlord or student loan debt. Below is a list:
1) where there is a judgment for spousal or child support;.
2) for recovery of defaulted PHEAA student loans;.
3) for restitution on criminal matters;.
4) for back rent on a residential lease;.
5) for obligations relating to a final divorce distribution;.
6) for certain tax obligations.
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Read More Answered By: Greg Artim |
to follow up on this answer, if you fail to defend the lawsuit which is sure to arrive, and the collection agency obtains a judgment, then your bank account will be subject to garnishment, even if it contains wages. The wage garnishment protection only means that they cannot garnish wages while the employer still has the wages.
Defend the lawsuit when it comes by hiring a consumer law firm. Your odds of winning in Western Pa are phenomenal. |
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