Lots of issues: If you're a Pennsylvania resident and do not own a car and do not live w/ a relative or spouse who owns a car, the other car's insurance company should pay for your medical bills. If they refuse, use your private health insurance, who will pursue a claim against the other guy's insurance. Getting your medical bills has nothing to do w/ fault.

More importantly, if you have any kind of injury that puts you out of work or requires ongoing medical treatment, you should consider making a personal injury claim for pain and suffering against the other guy's insurance company. The law says that if you make a left turn, you must be certain it is safe to do so, and if a collision occurs, it is considered the left-turning car's fault unless the left-turning car can prove otherwise. Your description of the collision makes me believe the collision was not your fault.

Because of many confusing issues here (New Jersey's auto insurance law is significantly different than Pennsylvania's auto insurance law.), you should absolutely hire an experienced personal injury lawyer on a contingent fee basis to represent you. Feel free to call and discuss.

Richard Senker 610 279-1600 www.senker.com

Good Morning,

The major issues in your email have been addressed above for brief informational purposes.

I am curious of you noticed if it was an intersection which had a camera. Several major intersections in Philadelphia have them for issuing tickets. If this accident occurred in the city, I would welcome an opportunity to discuss this matter with you.

Regards,

Joel Kofsky

There are a lot of issues here. First, you are entitled to have your medical bills covered, especially if you don't live with a relative who has a motor vehicle. Feel free to call my direct line to discuss your options and recovery. 267.639.3105.

-Danny Cevallos

Normally, if you're a ped or cyclist, & do not own a car or reside with a relative who owns a car & has auto ins, the other driver's auto ins is obligated to pay your med bills on a "no fault" basis. The problem you have is that under NJ Law, auto ins does not have to pay med bills for peds. Thus, if you have health ins you will need to use that ins, at least temporarily, to pay your med bills. Despite the NJ Law, sometimes I have been successful in getting a NJ ins co to pay the med bills for a ped, depending on the policy terms. If you (we) can establish fault on the other driver then you have a claim & can try to obtain payment of the med bills, lost wages, & pain & suffering money. I have over 25 years experience with these claims. Please feel free to contact me. There is no attorney fee unless we make a recovery. In any case, good luck!!