Alabama | Banking Law
Legal Question
I was declined a mortgage modification after paying it on time for 10 months. The contract I signed said if
i paid on time for my three month trial I would get the modification. Isnt this breach of contract and do I have recourse.? When they accelerated the loan I paid it from my retirement funds.
Now they want more money for escrow but I beleive it was paid in the accelerated amount. I had a lawyer help me with a letter to Wells Fargo but it was not on his stationary and they have not responded. Do I have any recourse? A mortgage that was once 1200 is now going to be 1785. I cannot afford this at all. I was going to save the house in a chaoter 7 but it may turn into a chapter 13. So I would then be paying back creditors. I just cannot afford this plan
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Read More Answered By: James Patterson |
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