Pennsylvania  |  Insurance Law

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7/28/11, 6:55 am

Legal Question


I did an enrollment ( as a independent contractor enroller ...my name was not on the applications ) for an enrollment company where the employees at the company who hired the enrollment company were allowed to apply for an accident plan that did not cover them for on-ther-job accidents ... about a month later I was told by services would no longer be requested by the enrollment company.

So, a few weeks later I sent out a letter to those that had enrolled in this accident plan stating that there were accident plans that they could acquire that would cover them for on-the-job accidents ...and statistics about on-the job accidents... Of course, I asked them if they were looking for quote comparisons they could e-mail or call me ... yep. nothing I am proud of, but I also did it because I thought these people needed to know. The insurance company that provided the coverage also had a plan that would have covered them on the job for a few dollars more a month ... but apparently the employer did not want them to have that coverage...

It created an uproar and now I am hearing that I may have been guilty of identity theft... I knew their name, address,and employer + employer benefit ... It was a targeted letter not to all employees of that employer, but only to those I knew had enrolled ... so, was that identity theft .. or did I break any HIPPA law ? No health questions were on any applications of the people.

Looking back it could have been handled much differently by me ... but I would appreciate did I break any law ?


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