Pennsylvania | Insurance Law
Legal Question
My husband and I have both disability and cancer insurance through a company which we've had since 2007. I have asked the company for copies of our policies, which they then direct me to their web site, which you are never able to print from. When I call back they state that all policies are just samples. My beef is that when we bought the cancer insurance a few years ago, we were told that we (a famly of 4) would be locked in at that price forever. Yesterday I recieved a letter stating that due to numerous claims (not from us), they would have to raise our premium. I called and got no where. They said it stated on page one of our policy that they could raise rates at any time, which I told her we have vever seen our policy because they won't give us a copy. She said she would order a duplicate for us. I've heard this before and have yet to see one. Do I have a right to file a class action suit for ALL of our premiums back from both policies as apparently they have not been forthright in answering any of my questions??
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