India  |  Banking Law

Legal Question

Asked on: 8/18/13, 2:51 am

bank locker transfer procedure to survivior in case of joint account

2 Answers


Answered on: 8/18/13, 3:32 am by Fca Prashant Chavan

18.08.2013

Dear Sir / Madam,

You should submit a letter along with the Death Certificate of the deceased joint A/c holder to get the deceased's name deleted from the Bank's record, so as to retain your name as the sole holder of the locker.

Regards,


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Expert Edge LLP prashant.pscl07@gmail.com "always A Step Ahead", Mumbai 52

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Answered on: 8/19/13, 4:11 am by J. Radhakrishnan

If the locker was operable on either or survivor basis, the survivor need to simply submit the death certificate of the other hirer.. On the other hand iif it was operable jointly, then survivor apart from submitting the death certificate of the deceased hirer should also submit the consent letter of the legal heirs of the deceased to either jointly operate the locker with the survivor or allow the survivor to solely operate the locker.


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independent Practice Priya Mahaall, New 27, Old 12/3, Deivasigamani Street Chennai, NUS 600014

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