India  |  Banking Law

Legal Question

Asked on: 9/08/13, 10:44 am

I have a Demand Draft of January 2012 from HDFC Bank which states an expiry of 6 months i.e. June 2012. Also its stated on it: A/C payee Not Negotiable-On Demand Pay-My Name.

I have lost it somewhere and finally I found it on September 2013(15 months after expiry) Can I cash it now? If 'yes' then how?

(I am using an account in State Bank of India, if it can help..)

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