Legal Question in Credit and Debt Law in India

Hi,

My draft is missing worth 9 Lakhs and payee is not acknowleding whether they have recived it or not.Not supportive.One lawyer suggested police complain as the representatives had cheated us by investing more than the draft amount by themselves in company without my consent .I was thinking that may be company had used my draft, but came to know through bank it was not encashed ,that made me realised it missed or stolen .Company not at all supporting and giving wage answers ,not suggesting yes or no whether they have draft as I asked them to refund earlier when I was unaware that those representatives cheated me by using their own earned e cards and free cuopons . they never invested 15 lakhs that they are asking to refund to the same representative who cheated in ecash cards and settle with deductions that we get 6 to 7 lakhs.It seems a fraud company though reported within 7 days as per company and as soon as we got passwords from that cheat person and found that it was too much invested that was suggested will done after checking with me and what I like .Amount discrepency, falsification of amount as used cuopons and using my draft may be for personal use as missing and no one claims where abouts for this draft.I want my draft back as had no intention to pursue any business with liars and forcing people who keep on extending amount and put the blame on others.I dont want to share or take any ownership for the transactions done by this cheat person in my name by her through her own computer, that if tracked rightly will automatically will show the truth.that cheat is in this MLM business for long and knows all traits well ,by recording things and molding things as per her own flowery language.that cheat person is too greedy and have high resources that she processes multiple loans suggesting will get choose option and will take less . But once ready to disburse get behind our life to take it convincing business have huge returns and that cheat will take care of it.Though after 2 small loans , I declined all the other 4 loans as ,as soon as I got the id and password that she never gave earlier, and found the huge amount she invested without consent ,suggesting have gold jewellry to select from but rather added waste expensive and no value products and that too of huge amount.How should I get stay from court to stop this demand draft encashment to stop such fake business and people asap ?


Asked on 9/14/15, 12:33 pm

1 Answer from Attorneys

Fca Prashant Chavan Expert Edge LLP

15.09.2015

Dear Sir / Madam,

Police action to stop payment of your missing draft and recover your money is advisable and recommended.

Regards,

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Answered on 9/15/15, 3:04 am


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