This is Nagaraju, I had given Rs1,50,000/- to one person on Nov 5,2012. He given one cheque 2 months back. I deposited that cheque in Bank. But the cheque is returned to me with the reason of insufficient funds in his account. cheque date is 30/04/2013. If i was ask him, i will give you money. But he is not giving money to me. Can u give best suggestion to me.... I'm seeking your valuable reply.