By a registered gift deed you can transfer. Contact local lawyer for assistance.

home cannot be transferred as it is hypothecated to HSBC bank. it can only be transferred if the bank agrees to replace your brother as a debtor. in case your brother doesnt fit the bill, you cannot transfer it as you yourself have not become the owner as yet. in case you repay the loan or bank agrees to transfer, you need to spend stamp duty for gift deed as per value of flat.