Arizona  |  Bankruptcy

Legal Question

Asked on: 7/10/13, 11:57 pm

I am going to file my papers for bankruptcy as soon as I get my court filing fee paid, My question is......when I list a secured debt in bankruptcy, like my vehicle but I want to reaffirm it, does the creditor contact me and would I be able to get a lower payment on my vehicle since my payment for my vehicle is $509/mo or do they just come to take the vehicle? I am confused. Thank you so much.

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