California | Bankruptcy
Legal Question
Order to avoid lien
My question was answered earlier, however, I found new information that may make a difference.
When we filed our Chapter 7, we did not have an Order to Avoid Lien included. Only the one creditor, NCA of Sacramento, has filed a lien. Again, this filling was AFTER the discharge date of our bankruptcy.
I've been told that I can pay the court to reopen our case and, if accepted by a judge, have the order added to our bankruptcy.
Is there another option I should be aware of? If not, will this reopening affect our credit?


