Legal Question in Consumer Law in California
Getting a Refund from Loan Modification Program
Hi,
I hired a company called ''The Firm'' to work on modifying my first and second morgages on my home. After four months of waiting both lenders sent me a letter stating that I don't qualify for any modification because I am not delinquent on my payments and my rates are already low. The one thing I wanted to do was to modify my principal because I'm about 120k upside down, but they will not settle. ''The Firm'' has refused to refund me $6500 because they claim their still working with my lenders. I have spoken to both lenders who said the request have been closed for weeks. What's the best way to receive my refund from these guys, I even have a signed document with the fee agreement stating they will refund me my $6500 minus a $750 admin fee. Please help, I have enough to worry about...
1 Answer from Attorneys
Re: Getting a Refund from Loan Modification Program
Contact me asap. "The Firm" has likely violated MANY laws. You probably have a solid claim.
There are many companies doing this stuff. I've had a close look at about ten and EVERY ONE was violating applicable laws.
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