My name is Ernie Im the administrator at my church. We have a young lady that was making payments to the owner of a vehicle in order to pay it off. The young lady was in procession of the vehicle as she made the payments and the owner was in procession of the title. The young lady has e-mails out lining the deal and bank statements showing payments being made.The owner is now asking for the vehicle back. They have nothing signed. The the young lady have any ground to stand on to keep the vehicle?