Hello, recently my mom had her home foreclosed a year ago and the house was foreclosed by the first mortgage. When the home was auctioned it was sold for 100,000 less than what we bought it for therefore causing a deficiency balance. Now the second mortgage has put on my moms credit report that she owes 100,000 dollars. We don't money to pay that and also i believe the second and first loan were both purchase money loans. The second loan was obtained to pay for the escrow and closing costs but I am not sure if that's purchase money. But, now we want to fix this but we don't know how. When the house foreclosed we thought everything was solved but it turns out the second mortgage didn't file foreclosure and still wants there share. The house is not in our possesion anymore and it has new owners since last year in November. Please help.