Legal Question in Credit and Debt Law in California

I was just served papers, that I'm being sued for a credit card debt. I don't have any money for a lawyer, I only make about 840.00 a month and my health is not good. What can I do. I have 30days for a response.

Asked on 5/24/13, 11:04 am

3 Answers from Attorneys

Phillip Wheeler Phillip D. Wheeler, Attorney At Law-
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Call the credit card company and ask for an extension. Sometimes they will help you out once or twice. If that don't work, consider talking to a debt consolidation specialist. They can help you out.

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5/24/13, 11:08 am
Joel Selik
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Consider bankruptcy, but in the meantime, figure out how to file an answer and affirmative defenses, and the form for fee waiver so you dont have to pay filing fees.

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5/24/13, 11:10 am
Phillip Wheeler Phillip D. Wheeler, Attorney At Law-
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Bankruptcy would be a good alternative too, just as the lawyer above me pointed out. Mr. Selik makes some very could recommendations if litigation actually comes into play. Listen to what he says. I wasn't aware you had already been served. Please disregard my first answer and listen to Mr. Selik. My apologies.

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5/24/13, 11:44 am

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