California  |  Credit and Debt Law

Legal Question

Asked on: 5/08/09, 5:48 pm

Small claims Court Hearing

I have a small claims hearing on Monday from a loan company called SOS Money Call. Due to extreme financial hardship, I am unable to pay the debt so I am with a Debt Settlement company called Global Debt Management. My hardship is due to the fact that I work for the JState of California and have to take to furlough days each month which causes my paycheck to be $300.oo less a month. And I might be getting miminum wage this summer is a budget is not signed in time. I am not running away from the debt, it just will take a little while to pay back. What are my chances of the planiff going along with me being with a debt settlement company. Should we both talk to a mediator before we go before the judge to discuss them agreeing to the debt settlement for them.

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