Legal Question in Credit and Debt Law in California

My son obtained a student loan, but was stricken by schizophrenia in 1999, and was unable to complete his schooling. He has been hospitalized numerous times in the years since, is not employed, and lives with us. He collects disability, his only true source of income. We have paid off most of his outstanding loans, including the ones we took out in our names.

He has had a medical discharge of this particular loan for more than a decade, but he failed to renew it, or to even tell me it was expiring. He received a letter from a law firm, demanding payment, and finally told me what was happening. I called the law firm to explain, but was met with rudeness and aggression. I got nowhere with them, and now we've received a letter from our bank telling us this law firm has subpoenaed our records, as well as our son's. We were not notified that our records would be subpoenaed, and I do not wish to comply, as we are not responsible for this debt.

Is it absolutely necessary to hire an attorney to fight this? Or are there steps we can take ourselves?


Asked on 4/10/16, 5:24 pm

1 Answer from Attorneys

Scott Jordan Jordan Law Office

You should definitely consult with a local bankruptcy or consumer law attorney. You need to act quickly!

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Answered on 4/11/16, 10:52 am


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