Legal Question in Credit and Debt Law in California

Re: Being summons by a law office

The first thing I suggest you do is get a copy of your credit report. See if there's anything suspicious on there -- i.e. accounts that are not yours.

If not, perhaps it's a mistake of identity. You can communicate with the law firm in writing explaining what you explained in your message. If that doesn't work, within 30 days of your receipt of the summons, you would have to file an answer. I'd be happy to help you prepare it. Then you prepare document requests to get to the bottom of the situation.

Definitely dispute the charges in writing now and ask for documentary backup to show they're your charges. Good luck!

Re: Being summons by a law office

You need to pull your credit report first. Once you have that, you can see if you are a victim of identity theft. If you are, you need to take steps to get that fixed, including reporting it to the police and the credit bureaus.

If this is just a case where you have been sued wrongly, I would retain an attorney who is experienced in debt collection work. You may have a FDCPA violation, but you need to have someone experienced review it for you.

You can email me at [email protected] for my new report on the 9 most common debt collection violations.