California  |  Credit and Debt Law

Legal Question

Asked on: 3/10/09, 12:56 am

Unsecured credit debt

I have several credit cards all paid as agreed with no late fees. I am 72 yrs old with a 12 yr old son in my custody. I now cannot get a job and my only income is social security. Do I have to file BK or can I just stop paying with an explanation. The only assets I have is my home which is worth less than is owed on it and also it is hometeaded. Can you please help?

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