Legal Question in Employment Law in California

I recently had $2,000 stolen out of my purse at my job and I filled out a police report and gave a copy to my employer. (I planned to pay my mortgage with the cash across the street from me is my bank where I do this and I was only going to have the money on me for 3 hrs.) My employer loaned me the money to pay my mortgage but shouldn't they have given the police report to their insurance company and filed a claim with them so that I could be reimbursed for the theft since they do not offer us any secure place to lock up our belongings? Please advise. Thanks.


Asked on 8/04/11, 12:04 pm

1 Answer from Attorneys
Terry A. Nelson Nelson & Lawless

The employer is probably not liable to you for the theft of your property. Crime at work is not normally a 'legally foreseeable' on-job business activity against which they owe you a duty of protection or reimbursement. It is also unlikely their insurance provides coverage or reimbursement for such 'private' theft, anymore than it would protect you against crimes in the company parking lot. Their insurance might pay for company property stolen, but not yours. You should check to see if your homeowners' insurance provides you coverage, although I doubt it will under these circumstances. You can make a claim against all those insurance coverages, but expect claim denials, with explanations why.

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Answered on 8/04/11, 12:36 pm


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