California | Personal Injury
Legal Question
I have been in a car accident in California. I was hit by a car from behind. My car was totaled. Coincidently, the other car and my car are insured by the same insurance company. I submitted Settlement Demand letter 3 month ago for a claim over $40,000. They offered a ridiculously low amount. Questions:
1. Should I contact California Department of Insurance to file a complaint before filing a lawsuit?
2. If I file a lawsuit in the county that accident happened should I suit the other driver and his insurance company jointly or individually for compensatory damages (body injury, lost wages), interest and costs on 2 COUNTS:
• Count I – Negligence of the Defendant (driver of the other car)
• Count II – Breach of Contract by the Defendant (his insurance company)
Thanks
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