I live in southern california.
A few months back I had a car accident where I was hit by a car and pushed up against a side walk and hit an utility post that broke. Now my insurance only covered for 10,000 and the damages to the other car were 17,000. I paid the rest for the other car's damage but a couple of months go by and I get an Itemized receipt from Edison for the amount of 9,000 for replacing the utility post. I dont have any money left to pay anything and I cant get a loan. I talked to someone from edison electricity company and they said that they could work with me but I would have to pay within a year and after that they would have to go to court to rule a judgment against me. Does that mean i get sued? and if so do they add their legal fees to the 9 grand i already owe?
Any advice would be greatly appreciated.
thanks in advance
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1 Answer from Attorneys
Thanks for your question. Yes, it does mean that you would be sued. What I am curious about is why did your insurance company only cover $10,000? Surely your coverage was for more than that, right? Was there a finding of fault here? Regarding the Edison claim, you will need to look at your policy and see what the property damage coverage is, as that may be covered. With a $9,000 bill in play, it would be worth speaking with an attorney for a brief consultation. My instinct tells me you may not have been treated fairly by your insurance company (not surprising at all).
Feel free to contact my office.