I was in motorcycle accident and 100% not at fault. My medical bills were $9,000. My insurance company wants $6,000 reimbursement. Other driver's insurance has offered $18,000. They say that this settlement is based on $6,000 in medical bills (not $9,000 billed) pursuant to California state law. What law are they referring to? Is this a good settlement? The cost of my motorcycle and geat has been paid separately.
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4 Answers from Attorneys
Insurance companies always argue down the value of the medical bills by arguing that the "reasonable value" of the medical service may not necessarily equate with what was billed. This is especially true if any of the medical charges went through private health insurance due to some recent case law (Howell v. Hamilton Meat Co.). The value of your case depends upon a lot of facts that can't be properly disclosed in this type of format. Your best bet would be to consult with an attorney and provide them copies of the medical records, bills and any reports providing a description of your injuries and treatment and a prognosis for your recovery. Most attorneys, including myself, will offer a free consultation.
You should have asked the adjuster what California law he or she was referring to. As mentioned above, insurance companies always low ball claims. Your best bet is to get a lawyer who will maximize your recovery. If you need free advice don't hesitate to contact me.
A good personal injury attorney should not only understand the law applying to the claim/lawsuit but fully understand the medical damages associated with the injury. Trauma can affect many body parts, vary in severity, vary in long term complications and sequelae. To better one’s chances for a full and fair recovery, one must have an attorney who knows what to ask for from the defendant – compensation for all bodily harms and future medical care that will be needed.
We personal injury lawyers offer free consultations. We handle cases on a contingent basis. We actually love the game, the battling, the negotiations, the tactics, etc. An injured person should just worry about getting better.
When someone is getting sums of $9,000.00 and $18,000.00 thrown around, we are talking about a decent sum of money and that means an experienced personal injury attorney would be advantageous in getting the just amount.
Fortunately, many of us personal injury attorneys offer free consultations and take cases on contingency. Thus, there is nothing to fear when calling.
Paul J. Molinaro, M.D., J.D.
Attorney at Law, Physician, Broker
Fransen & Molinaro, LLP
4160 Temescal Canyon Road, Suite 306
Corona, CA 92833
www.fransenandmolinaro.com / www.888MDJDLAW.com
"When you need a lawyer, call the Doctor... Call Paul J. Molinaro, M.D., J.D... Call (888)MDJDLAW."
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** Fransen & Molinaro, LLP practices in the areas of personal injury, medical malpractice, and real estate law and does so anywhere in the State of California.
In order to answer your question the attorney is going to need to know the nature and extent of your injuries. If you would like to consult with my office you may call us at 818 345-0123