California | Social Security Law
Legal Question
Social Security Survivor's Benefits
My husband is 11.2 years older than
I. He has worked full-time for 35+
years, and is fully vested for SS. I
have been able to work only
sporadically because of a disability, so
my lifetime earnings are very low,
but I have been unable to qualify for
SSI or SSDI. If he predeceases me
before I turn 62, will I receive any
benefits at all from his years of
contributions? We put everything we
can into a 401K, but it is not
projecting out to be enough to live on
without the benefit of my husband's
SS. My doctor doubts that I would be
able to work full-time, and I am very
frightened at the prospect of being
unable to consistently support myself
if something were to happen to my
husband before I reach retirement
age, especially if I were without
medical insurance. I'd be grateful for
any information you could provide
about our options. Thank you.


