Personal Liability above insurance state minimum
My husband was invloved in an auto accident in Feb. where he was at fault for misjudging a left turn on a green light. Both vehicles were totalled. Injured party was brought to the hopital after suffering a 2 to 3 inch head laceration across her hairline. No other injuries are known at this time. She was released in a couple of hours. She was not wearing a seatbelt and she immediately hired Frank Azar, Esq. We have state minimum of $25,000 on our USAA policy. We are a double income family with a modest home, two modest cars and modest savings for our family of four. If she decides to sue us personally
what assets could she attach herself to? Will her not wearing a seatbelt help our defense alot in CO? In such situtaions, what are likely outcomes?