Yesterday 5/13 I was served to answer for a vehicle and personal loan from 2009. The total of both are about 15k. I am a current student and I work but I only make $9/hr and I honestly can't afford to pay 15k or even settle with a lump sum. The law firm that's representing the creditor contacted me a couple of months ago by email and I responded asking about payment arrangements but I never got a response. I live in Washington DC and any legal advice would be greatly appreciated.
2 Answers from Attorneys
Depending on how much you can afford to pay in legal fees you can file bankruptcy and eliminate all of your debt.
I agree with Attorney Murrell, based on the information you provided, one option is bankruptcy. You should contact an attorney or contact the DC Bar Bankruptcy Clinic that provides pro bono services for qualified applicants. You may qualify with your limited income.
Also licensed and practicing in DC
1425 K Street, NW
Washington, DC 20005
Related Questions & Answers
How can one collect a personal dept from someone who signed a promissory note and... Asked 3/30/13, 1:48 pm in United States District of Columbia Credit, Debt and Collections Law
Can i recover my lawyers fees in smalls claims court? Asked 2/10/12, 1:01 pm in United States District of Columbia Credit, Debt and Collections Law
I met a man from the website SeekingArrangment.com (described as "the premier... Asked 1/07/12, 10:27 pm in United States District of Columbia Credit, Debt and Collections Law
If someone used my name to get an apartment and now debt collectors are calling can... Asked 7/03/11, 9:32 pm in United States District of Columbia Credit, Debt and Collections Law
If I retain custody of a vehicle through a repossession effort and the 7 year period... Asked 6/01/11, 9:16 am in United States District of Columbia Credit, Debt and Collections Law