Legal Question in Banking Law in Florida

I have a house loan, 30 yr fixed, it was with Amerifirst. Ameri1st sold it to "Bank of America" on 4-1-2009. Ameri1st claims I did not make a payment on 3-1-2009 and billed me $1100. The principle on that is $218.98. Do I owe the 1100 or can I pay the 218. I feel I should not have to pay the 218 +30 year interest, just the 218 + 2 months (interest from when it was bought out.)


Asked on 2/24/10, 8:56 am

1 Answer from Attorneys

Alan Wagner Wagner, McLaughlin & Whittemore P.A.

If you did not make the monthly payment, you owe the monthly payment. The fact that the note was bought is irrelevant.

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Answered on 3/02/10, 5:50 pm


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