I have a vehicle that was damaged by an auto shipper in a move from FLA to MO. My wife missed the damage when car was dropped off, we noticed it 2 hrs after delivery and immediately contacted shipper. After 3 months od email back and forth how it was almost complete, they now say they will only pay direct to shop for repair. I will not accept since they damaged my car not the shops car. Do I have standing for this claim? Do they have rights to not pay me but the shop?