I'm in florida and I'm disputing some inaccurate information on my credit profile, I had been waiting for a response for 3 weeks and finally received a letter back from the Credit Bureau saying that are conducting an investigation and it my take 30-45 days. I feel that the credit bureaus are stalling me. my question is that if the FTC states that an investigation must be conducted in 30 days does the investigation time start over again since the credit bureaus sent me this letter. Any thoughts?
1 Answer from Attorneys
The Credit Bureau can extend the investigation for up to 15 days (after the initial 30 days) if it received additional information from you (the consumer) within the initial 30 days that is relevant to the investigation.
Hope this clears up any confusion.
Law Offices of E.F. Robinson, P.A.