Legal Question in Credit and Debt Law in Florida

I live in Florida, and my home was foreclosed on by BoA. It was finalized in 2014, and has completely called off my credit report. If I have a checking account now with BoA can they take any of the money from my account or has their time limit expired?


Asked on 8/14/16, 2:43 pm

3 Answers from Attorneys
David Slater David P. Slater, Esq.

If they also obtained a deficiency money judgment they can.

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Answered on 8/14/16, 2:54 pm
Barry Kaufman The Law Office of Barry W. Kaufman

The bank has to obtain not only a judgement of foreclosure, but a judgment for the deficiency. This has nothing to do with your credit report. Nothing.

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Answered on 8/14/16, 7:34 pm
Lucreita Becude Lucreita D. Becude, P.A.

move your account to a different bank. They will and can take the money from your account.

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Answered on 8/15/16, 3:41 pm


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