Florida  |  Credit and Debt Law

Legal Question

Asked on: 6/18/13, 8:06 pm

Hi, wife recieved writ of wage garnishment, she is not head of house hold. Husband and wife just recieved trial payment programs for loan mod which now consumes all available income for mod payment and general living expenses.Less than $200 month left. 2 questions,1. Is hardship a avilable exemption? 2. Husband and wife have accumulated 9k in bank while waiting for mod loan, Is cash in bank exmpt? Outstanding balance on cc is 11k. Money in bank is to cover moving expenses if needed or home repair if we stay in the house. Bank account has both husband / wife name on it?Any help would be great

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