I was in an at fault car accident in December 2010. I did not realize my insurance had lapsed, making me uncovered. I spoke to the woman who's daughter I was in the accident with and we agreed for me to make direct payments to her for the damage, since I wasn't covered. We never went through with that, and I never heard from her again. I just received notice of an auto negligence case for court, a hearing is set for next month. My question is, what are the consequences I might incur from this? I am a single, unemployed mom, and have no assets (no bank account, no car, no income, nothing). Any advice on what might be coming my way is greatly appreciated. Thank you!!!