Florida  |  Personal Injury

If there are no injuries and you're only seeking to recover the extra money owed on the auto loan, the at-fault driver's insurance company should be responsible for that. If the driver had no insurance, then you could sue him in small claims court. However, in that case, you'd obtain a judgment, but still have to make some effort to collect it, which may be difficult.

See if your finance agreement has "gap coverage" for just this situation. I take it you were upside down on the financing? Yes, you can seek the loss of value in a claim against the at fault party.