I called my mort company to inquire on their offer to refinance my home though "harp". They sent me pkg with all details of program and documents needed. After reading, it was decided i didnt want this as escrow was required. Letter said if dont recieve documents by specific date, " loan request may be wuthdrawn" never sent them anything, no follow up calls. Now my mortg statement says, payment went up 628 per month for new escrow? This loan was sold to fannie mae previously wthout our consent. It appears they are restructuring our mort by me just calling to inguire
1 Answer from Attorneys
From Byron Petersen
You should not be doing this on your own. Way too many loopholes (way to many). If you are unable to locate an economical lawyer to help you, please contact "Legal Aid Services (Florida)". Each county has one of these agencies in place to help people who may not have enough funds to pay an attorney.