About 12 years ago I was in a traffic accident while working. Workmans comp covered my medical bills but through the years the injury has continued to get worse. I have sought additional medical treatments last year and the doctors say I need surgery. The expected recovory time is six months out of work. I have put off surgery until I can afford go that long without income (never). I was told by a friend that because it might still be covered by workmans comp, is this true?