Filed Chapter 7 in the beginning of 2012, discharged in mid 2012. One of the cards discharged was a capital one card. This same card/account was part of their lawsuit which Capital one lost. I'm sure you heard about it, as they has to pay 210 million to customers. I recently received a letter stating that per this lawsuit, they were 'crediting' my account in the amount of ~$600 (somewhere in that ballpark). can I request a check instead? Not sure how they can credit a closed account anyway.