Re: Fraudulant or not?

I would advise retaining local counsel to assist you in protecting your rights. And they can probably negotiate a much better payment plan.

If you would like to discuss any issues further, please feel free to contact my office. My contact information is below. Thank you.

The foregoing is general information only, not specific legal advice. No attorney/client relation has been created or should be implied.

Glenn M. Lyon, Esq

MacGregor Lyon, LLC

Promenade II

1230 Peachtree Street NE

Suite 1900

Atlanta Georgia 30309

Phone 404.942.3545

Fax 404.795.0993

glyon@macgregorlyon.com

www.macgregorlyon.com

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No

First, it appears that the caller violated both Federal and State laws, namely the Fair Debt Collection Practices Act. Additionally, if you do have a payday loan, there is new legislation as of 2004 that regulates and can aid in your pursuit of payday loan claim. I would need more information and to review your loan agreement. You need to contact an attorney for a consultation; most attorneys do provide a free consultation.