A month ago, my mother and i bought a car for me. i am 18. The registration and insurance is in both names and both of our names were put on the title. since she took out a car loan to purchase the vehicle, we dont have the actual title. I DO have the reciept from the tag office stating that the title and tag are in both of our names. now she is mad at me and is threatening to report me to the police for stealing the car. A verbal agreement was made that i would give her the 150 dollars for the loan payment every month in cash. I have not broken this agreement. can i be charged?