Why am I responsible for storage fees while the car was being examined for damage? The body shop stated that they would not release my vehicle until I gave the word, acting as if it was a benefit to me. The insurance company then declared the vehicle as a total loss. I then immediately released the vehicle to the at-fault party's insurance provider. They then sent me a settlement offer of actual cash value minus $300 for storage fees. Why am I responsible for the payment of the storage fees? They also are refusing to pay for any aftermarket parts that are installed on my vehicle. Is any of this truly legal?