I purchase a vehicle for my granddaughter and she sign to pay the down payment and they took her information to withdrawal the down payment and monthly payment from her account but the car was finance in my name and since my wife stay in the house she had to be included in the finance, but she didn't never had to before. Said she didn't have a choice she had top be included in the finance of the vehicle. Now my grandaughter, she didn't want the car and cancel her down payment and monthly payment information. Now they want me to make the down payment once they found how she cancel her card and payment. So now Im stuck with car that I can't afford and my wife name on a car she didn't want to be apart of. We took the car back the next day but they had already sold her trade in and said there was nothing we could do. We left the car on the lot for almost a month until they said what ever they sale it for we would have pay the remaining balance. So now we struggling to my the payment and we over seventy years old. What can we do
1 Answer from Attorneys
You posted under legal malpractice and is there is no malpractice issue.
When you cosign, you owe the money, so in this case, as you found, you made a huge mistake.
There is no easy fix. You either have to make the payments or file bankruptcy to get rid of the debt. That second option may or may not work for you. Sit down and discuss that with a lawyer.
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