Georgia  |  Wills and Trusts

What you read could be very wrong, as it is not the case that creditors can't go after real property left to the spouse, or anyone else. In some cases that is true, but no one here has the deeds, the will, or any other relevant documents. You need to see a probate lawyer to discuss the estate and make sure it is properly handled because from your post, that could be in question.

You should hire a Georgia real estate or estates/trust lawyer to review your deed (if left through joint tenancy with rights of survivorship) and/or you wife's will/probate docs, etc. These hold the key to the answer. IF the cc company can come after you as a result of the marital relationship, they can only go after your 1/3.

*******Best of luck.The above is for informational purposes only and does not create an attorney-client relationship.*******

Creditors come ahead of heirs. So you read wrong.

Meet with a lawyer. How the deed was written is critical to the answer here. You can't just ignore the debt and transfer assets.