Legal Question in Bankruptcy in Illinois

I filed chapter 7 bankruptcy in Oct 2007. I was told it would be off of my credit report in 7 years. When I looked online it states it will be removed in 10 years. I was wondering which one is correct??

Asked on 8/26/13, 5:02 pm

1 Answer from Attorneys

Lawrence Stein Huck, Bouma, Martin, Jones & Bradshaw, P.C.
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Sadly, I think 10 years is correct. But the good news is that having a 7-year-old bankruptcy on your credit report is not that bad if your recent credit is good. It was a long time ago.

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Answered on 8/26/13, 5:15 pm

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